Forward Advantage LLC  ·  Marysville, Michigan

A number is not the problem.

It becomes a problem when the company has to explain:

Who owns it? Where did it come from? What supports it? Why did it change? How fast can you reconstruct it?

Forward Advantage turns that problem into an organized AP/vendor support path — before those questions become compressed timelines.

What this is

Borrower-side AP/vendor support organization.
Nothing more.

Most private companies have the records. The challenge begins when those records need to be organized quickly for someone who did not build them.

Forward Advantage helps organize the AP/vendor support layer before that window opens. The deliverable belongs to the company.

Not this

Not audit. Not assurance. Not legal, tax, accounting, underwriting, lending, or field examination work. Not lender representation. Not ERP cleanup.

The deliverable is company-owned. The company determines how, whether, and with whom it is shared.

Category

Answer Readiness

Forward Advantage is an Answer Readiness company.

When a company has to explain its AP/vendor records, it needs organized answers — not just organized data. We call that Company-Side Answer Readiness.

Category
Company-Side Answer Readiness
Starting point
AP/vendor support
First product
SBPR™
Deliverable
F.A.C.T. File
Company-side Borrower-side only AP/vendor support Not audit · Not assurance · Not lender representation
F.A.C.T. File  —  File Answer & Context Trail

The offer

Secure Borrowing Power Review™  ·  SBPR™

A fixed-fee, 14-day review of borrower-side AP/vendor support files.

Organized across vendors, payments, locations, and related records — before outside-party requests arrive. The deliverable is the F.A.C.T. File — a company-owned File Answer & Context Trail.

Fixed fee  ·  Defined scope  ·  Company-owned deliverable  ·  No hourly drift  ·  No open-ended project

Fixed Fee
$7,000
Timeline
14 days
Scope
Borrower-side only
Deliverable
F.A.C.T. File
Request a fit call

When to use it

Use SBPR when important AP/vendor questions may be approaching.

01 New CFO or Controller inherited the file +
What can I actually rely on in the AP/vendor support layer I inherited?
SBPR reviews and organizes the inherited support layer — before your first outside-party request arrives. You get a company-owned picture, not a reconstruction scramble.
02 Lender review coming up +
What does the AP/vendor file say to someone reviewing it for the first time?
SBPR organizes the support layer on your timeline — so the file is ready before the review window opens, not assembled under it.
03 Borrowing-base review approaching +
Is the AP/vendor support behind our borrowing base organized for outside-party scrutiny?
SBPR organizes the AP/vendor support files before the review begins — so the support layer is clear before questions create pressure.
04 Acquisition created AP/vendor complexity +
How do two sets of AP/vendor records now tell one coherent story?
SBPR maps the combined AP/vendor support layer and organizes it for company use — before someone outside asks for a single, organized file.
05 Refinancing or renewal on the calendar +
What does the AP/vendor support file show a lender seeing it fresh?
SBPR organizes the support layer before the process begins — so you are not reconstructing records under the pressure of a renewal deadline.
06 Finance leadership transition underway +
What is actually in the AP/vendor file I am now responsible for?
SBPR gives the incoming leader a clear picture of the support layer — organized and company-owned before the next outside-party request arrives.

What is included

Seven deliverables. Borrower-owned.

01

Scoping call

15-minute conversation to confirm trigger, timing, and fit before the engagement begins.

02

AP/vendor support review

Borrower-side review of the documentation layer across vendors, payments, locations, and related records.

03

Support-file organization map

Where support exists, how it's distributed, and which areas may warrant borrower attention before outside-party requests arrive.

04

Support Organization Summary

Plain-language overview of how the AP/vendor support layer is organized across vendors, locations, and record types.

05

Borrower action checklist

Structured list of optional next steps for borrower review before outside-party requests compress the timeline.

06

F.A.C.T. File — File Answer & Context Trail

The company-owned deliverable. A structured AP/vendor support file organized for company use. The company owns it and decides how, whether, and with whom it is shared.

07

Optional debrief call

30-minute walkthrough of findings at engagement close. Optional — no additional cost.

Who it is for

Built for private companies with AP/vendor documentation complexity.

Private manufacturers, distributors, logistics companies, and operators — primarily in the Midwest and Great Lakes region — with multi-location operations, active lender relationships, recent acquisitions, or outside-party review cycles on the horizon.

CFOs
Controllers
Owner / Operators
PE-backed companies
Manufacturers
Distributors
Logistics companies
Industrial / asset-heavy

How it works

Four steps from fit call to company-owned packet.

01

Fit call

15-minute conversation to confirm trigger, timing, and fit. No commitment required.

02

Scope and payment

Fixed fee. Defined scope. Borrower-side only. Engagement letter executed. Engagement begins once payment is received.

03

14-day review

Forward Advantage organizes the AP/vendor support layer across vendors, payments, locations, and related records. Borrower-side only. No lender contact or representation.

04

F.A.C.T. File delivery

The company receives the F.A.C.T. File — File Answer & Context Trail — at close. Company-owned. The company decides how it is used.

For advisors

For advisors who work with borrowers.

Commercial bankersOutsourced CFOsCPA partners Loan brokersPE operating partnersM&A advisors

If a client is approaching renewal, refinancing, diligence, or another outside-party review request, Forward Advantage can provide a borrower-side review before the timeline compresses. Scope is fixed. Timeline is defined. The deliverable belongs to the client.

Make a borrower-side introduction

Forward Advantage LLC

Organize the support layer
before the window opens.

A 15-minute fit call confirms whether SBPR is right for your company's current timing.

Schedule a 15-minute fit call
$7,000 fixed fee 14 days Borrower-side only Company-owned deliverable